Current Offers

first-time auto buyer

Auto Loan Transfer

3.99% Heloc intro rate

Lagoon^® Single-Day Passes

Discounted CARFAX^® Reports

Member Exclusive Offers

First-Time Auto Buyer Program

The First-Time Auto Buyer Program is intended to assist qualified individuals with limited or no auto credit history in securing financing for their first vehicle purchase.

Membership Eligibility

Must be a member and 18 years of age or older
Minimum 3 months of continuous employment (verifiable via recent pay stubs)
Must have an active checking account with direct deposit (at least one completed)

Vehicle Eligibility

For New or Used vehicles
Used vehicles no more than 12 years old or 150,000 miles for 60 month loan
Used vehicles no more than 6 years old or 75,000 miles for 72 month loan
Salvage/rebuilt titles not eligible

Loan Details

No Payments for 90 Days
Max loan amount of $25,000
As low as 8.49% APR* for 60 months
As low as 8.74% APR* for 72 months
Loan-to-Value up to 95%
Limited Time Offer

*GoldStar® Membership required, otherwise rate is 0.25% APR higher.

Apply For Loan Auto Loans

Auto Loan Transfer Special

Refinance your auto loan from another lender with American United FCU to save money, receiving either a 1% lower rate or 1% cash back (up to $250), with terms up to 84 months, competitive rates.

Save money on an auto loan from another lender and refinance with us

Transfer special offer of 1% lower rate or 1% cash money (up to $250)
Terms up to 84 months
Competitive Rates for our Members
Additional rate discounts with GoldStar® Membership

Optional Loan Payment Protections available

Apply For Loan Auto Loans

3.99% HELOC Intro Rate

Unlock your home’s potential with our low intro rate for 6-months

Special Offer: 3.99% APR* 6-Month Intro Rate
Rates as low as 8.00% APR after intro
6-Month Intro Rate is for primary residences only
20-year HELOC: 10-year draw with a 20-year amortization

Home equity line of credit

Lagoon^® Single-Day Passes

American United Federal Credit Union:

Discounted Lagoon passports available online for the 2025 season
For members & employees of American United Federal Credit Union

Good Any Day Single-Day Passport: $76.95 + tax per passport*

Exclusive Online Promo Code: 5AUFCU2

Purchase Lagoon Tickets

Discounted CARFAX^® Reports

CARFAX® is a national company that offers Vehicle History Reports (VHR’s)
VHR’s provide transparent vehicle, ownership, title, and value histories
If applying for a vehicle loan, the first report will be provided at no cost
Anyone (member or not) can purchase a discounted report for $19.99 (normally $44.99)
You can purchase them on our website, by visiting a branch, or over the phone
Payment methods include deducting the $19.99 from your American United account, with a debit card over the phone, or cash in branch

Request CARFAX® Report

Member Exclusive Offers

Member Exclusive Offers are special promotions available exclusively to qualified members via email. Each offer includes a unique MEO code for instant online approval.

Pre-qualified offers that you will receive by email if you qualify
Each offer features your unique MEO code that you can use for instant online approval
Current Member Exclusive Offers include:

Auto Loan Refinance

Credit Card – Limit Increase & Balance Transfer

Credit Card – Balance Transfer Only

Member Exclusive Offers