Privacy Policy

The California Consumer Privacy Act of 2018 (CCPA) is a law regarding data privacy and security. The law provides California residents rights to their personal information, and imposes various data protection duties on certain companies and organizations conducting business is California.

Yes, American United Federal Credit Union is subject to the requirements in the CCPA. As a not-for-profit financial institution with a presence in California, American United Federal Credit Union collects protected personal information (as defined by the CCPA) from more than 50,000 consumers.

American United Federal Credit Union will accept privacy inquiries from any member. The request will be processed under the rules and guidelines of your state. In general, if we can verify who you are, we will provide information to you.

CCPA broadly defines that personal information is protected, no matter when the data was collected online or offline. The CCPA splits PI types into 12 categories, which are:

• Identifiers
• Personal information listed in California Customer Records statute
• Protected classification characteristics under California and Federal Law
• Commercial information
• Biometric information
• Internet or other similar network activity
• Geolocation data
• Sensory data
• Profession or employment related information
• Non-Public education information
• Inferences drawn from other personal information

American United Federal Credit Union must post a notice to consumers about the personal information (PI) categories we collect from, and the intended purposes for each category before PI is collected. Any business that sells PI must also allow for consumers to opt-out of the sale of PI to third parties. American United Federal Credit Union does not sell PI. Finally, American United Federal Credit Union must allow a consumer the right to request what PI we have collected from them, and request the deletion of that information. Most of the PI that American United Federal Credit Union collects is not subject to deletion due to various exceptions within the CCPA.

You can make any combination of the following requests, please note it can take up to 45 days for a reply. American United Federal Credit Union will notify you if additional time is required.

• What does American United Federal Credit Union collect about consumers in general?
• What have you collected about me specifically?
• Provide a copy of the data you’ve collected about me in the last 12 months.
• Please delete the information you’ve collected about me.

CCPA does not allow consumers the right to:

• Object to automated decision-making
• Object to information processing
• Delete all information
• Rectification of data

This policy applies to kids under 13 who use our website. If you’re 13 or older, there’s a different privacy policy for you on our website.

We don’t collect any personal information from kids without a grown-up’s permission. Here’s what we might collect if your parent or guardian gives us the okay:

• Your Name: We might ask for your name to personalize your experience on our website, like creating a fun savings goal tracker.
• Email Address: If you have a question or want to enter a contest (with your grown-up’s help!), we might ask for your email address to reply or let you know if you win.
• Things You Like: We might ask about your favorite things to save up for, like a new bike or a trip to the zoo! This helps us create better games and activities for kids on our website.

We only use the information you share with your grown-up’s permission to:

• Make the website more fun and engaging for you!
• Answer your questions and give you helpful information about saving money.
• Contact you about contests or special events (with your grown-up’s permission!)

• Share your information with anyone without your grown-up’s okay.
• Use your information to sell you anything.
• Keep your information forever. Once you’re done using our website, we’ll delete it safely.

Cookies are like tiny crumbles of information that websites leave on your computer to remember things. We use cookies to make sure our website works well for you. But we don’t use cookies to track your personal information.

If you have any questions about this policy or how we protect your privacy, talk to your parent or guardian. They can always contact AUFCU if they have any questions too! Thank you for visiting our website! We hope you have a fun and safe online experience.