Current Rates

APY = Annual Percentage Yield. Membership required, on approved credit, and rates subject to change at any time without notice. Credit union deposits are federally insured by the NCUA.
1. Additional requirements apply for GoldStar® membership.
2. Checks are not allowed on ATM or Fresh Start checking accounts.
3. Must be referred through BankOn for Empowered checking accounts.

APY = Annual Percentage Yield. Membership required, on approved credit, and rates subject to change at any time without notice. Credit union deposits are federally insured by the NCUA.
1. Additional requirements apply for GoldStar® membership.
2. Must be younger than 18 years of age to open a Youth Savings account.
3. Subject to early withdrawal penalty before the age of 59.5 (Traditional before-tax or Roth after-tax IRAs).

APY = Annual Percentage Yield. Membership required, on approved credit, and rates subject to change at any time without notice. Credit union deposits are federally insured by the NCUA.
1. Early withdrawal penalty is 180 days of dividends (minimum penalty of $25 may apply).
2. Additional requirements apply for GoldStar® membership.
3. Minimum balance to open and earn the APY for Regular and IRA certificate accounts is $500. Additional deposits are not allowed after opening.
4. Minimum balance to open and earn the APY for Dedicated Saver certificate accounts is $5. Additional deposits are allowed after opening and require automatic transfers of at least $5 per month.

APY = Annual Percentage Yield. Membership required, on approved credit, and rates subject to change at any time without notice. Credit union deposits are federally insured by the NCUA.

APR = Annual Percentage Rate. Membership required, on approved credit, and rates subject to change at any time without notice.
1. Loan terms can be extended up to 6 months for adding Debt Protection, Guaranteed Asset Protection (GAP), or Mechanical Breakdown coverages.
2. Not eligible for Guaranteed Asset Protection (GAP) coverage. Unable to extend loan terms for adding Debt Protection or Mechanical Breakdown coverages.
3. GoldStar® Membership required, otherwise rate is 0.25% APR higher.

APR = Annual Percentage Rate. Membership required, on approved credit, and rates subject to change at any time without notice.

1. Loan terms can be extended up to 6 months for adding Debt Protection or Guaranteed Asset Protection (GAP) coverages.
2. GoldStar® Membership required, otherwise rate is 0.25% APR higher.
3. Includes all motor homes, campers, small watercraft, and small utility trailers.

APR = Annual Percentage Rate. Membership required, on approved credit, and rates subject to change at any time without notice.

1. Loan terms can be extended up to 6 months for adding Debt Protection or Guaranteed Asset Protection (GAP) coverages.
2. GoldStar® Membership required, otherwise rate is 0.25% APR higher.
3. Includes all motorcycle models, sport all-terrain vehicles, utility all-terrain vehicles, side-by-sides, snowmobiles, wave runners, and jet skis.

APR = Annual Percentage Rate. Membership required, on approved credit, and rates subject to change at any time without notice.
1. Minimum limit is $200.00 unless part of a promotional program.

APR = Annual Percentage Rate. Membership required, on approved credit, and rates subject to change at any time without notice.
1. Loan payment calculation is 2.00% of balance or $20 minimum.

APR = Annual Percentage Rate. Membership required, on approved credit, and rates subject to change at any time without notice.
1. Holiday loans are only available during the months of November, December, and January.
2. GoldStar® Membership required, otherwise rate is 0.25% APR higher.

APR = Annual Percentage Rate. Membership required, on approved credit, and rates subject to change at any time without notice.
1. Certificate Secured Loans loan term max is 60 months.
2. Above savings rate, based on lowest share rate offered. Rate determined by member’s current dividend rate of secured shares.

APR = Annual Percentage Rate. Membership required, on approved credit, and rates subject to change at any time without notice.
This loan is best for personal emergencies when you need cash right away and/or to be used as an alternative to higher rate payday loans.
1. Non-refundable application fee of $20.
2. Eligibility and loan approval is based on current member’s relationship with the credit union.

APR = Annual Percentage Rate. Membership required, on approved credit, and rates subject to change at any time without notice.
1. Loan to Cost = 90%, Loan to Value = 80%.
2. Max Loan to Value of 80% on Improved Lot Loans and 60% on Unimproved Lot Loans.
3. Lowest rate available for shortest term offering only, please contact credit union for specific rate options based on term.

Rates and financing are offered based on applicant’s credit worthiness and the term of the loan. Rates quoted are annual percentage rates (APR).